Your teeth can serve you for a lifetime with the right care. Brushing and flossing are crucial for keeping your mouth healthy, but that’s not the only attention your smile needs. The American Dental Association also recommends you see your dentist in Carlsbad at least twice a year. You can maintain your regular appointments for little to no cost at all using your dental insurance. Unfortunately, your dental benefits are about to expire, so don’t wait until it’s too late to see your dentist.
Benefit from Preventive Dentistry
Dentistry is designed with prevention in mind because research shows keeping the teeth and gums healthy reduces long-term oral health expenses. Your toothbrush and floss are your first line of defense against harmful issues, like tooth decay and gum disease; however, your dentist is equally important.
Routine appointments allow your dentist to remove harmful accumulations and monitor your oral health to detect any concerning areas sooner. This lessens the likeliness of needing a costly treatment in the future. In fact, every $1 spent on preventive care can save $50 on restorative and emergency services.
Choose Affordable Dental Care
Your dental insurance makes it easy to get the care you need. By paying your monthly premiums, you can enjoy as much as 100% preventive coverage. You can get the cleanings, checkups, and other services you rely on to keep your teeth and gums healthy.
If a problem arises, it can be treated quickly. After reaching your annual deductible, you’re given an allowance to use toward the cost of your treatment. Although every policy differs, most plans will cover 50%-80% of the fees for common restorative services.
At the end of the year, your benefits will expire. Anything you don’t use won’t carry over into the new year. You won’t be reimbursed for your premiums, deductible, or any unused funds.
On average, less than 3% of Americans meet or exceed their annual limits. As a result, you likely have several benefits you’re about to lose. Your dentist can help you maximize your insurance policy before it expires.
Invest in a Healthy Smile
Your dental insurance carrier recommends you choose a dentist who is in their network. They have pre-negotiated rates with one another to lower the amount you need to pay. You have the freedom to visit any dentist who accepts your coverage, even if they are out-of-network. You can still use your insurance policy, but you’ll need to pay the difference between the dentist’s fees and your insurance’s allowable amount.
If you have reached your yearly limits, don’t let your coverage expire. Use your dental insurance to achieve the healthy smile you deserve without breaking the bank.
About Dr. Drew Addy
Dr. Drew Addy is committed to excellence as he helps his patients achieve optimal oral health through a focus on prevention. Besides earning his dental degree, he has completed extensive training at the Kois Center, and he is a top-dated dentist. You can feel confident knowing your smile is in good hands. Contact our office today to schedule your semi-annual visit.